Our Team

Chelsea Bertram

Chelsea has been with Minnesota National Bank since August of 2021.  She is a 2012 graduate from North Dakota State University, where she earned a bachelor of science degree in Marketing with a minor in German.  She and her husband moved to Sauk Centre in 2013, where they are currently raising their 3 little boys.  

Chelsea enjoys playing volleyball,  exploring different campgrounds and state parks in Minnesota, decorating, graphic design, and trying different foods and wines.  

Fun Fact: Chelsea lived with a host family in Germany the summer after she graduated from high school.  She hopes to be bi-lingual someday. 

Molly Bjostad

Molly began her journey with Minnesota National Bank in December, 2023.  She grew up in Grey Eagle and graduated from Long Prairie-Grey Eagle High School in 2010.  Molly has 12+ years experience of working in the customer service fields.  In her free time she enjoys spending time with her husband and kids, playing outside with their two dogs, camping, fishing and shopping.  

Jen Borgmann

Jen joined the Minnesota National team in January of 2024.  She is a lifetime member of the Sauk Centre community.  She graduated from Alexandria Technical College in 2003.  Jen and her husband, Dan continue to live in Sauk Centre with their son and daughter.  

Fun Fact: Jen's favorite season is Summer.  She enjoys spending time at the lake or doing anything outside. 

Joyce Brinkman

Joyce has worked at Minnesota National Bank since June of 1984. She graduated from Sauk Centre High School and accepted a full time position at the bank after graduation. She started as a student teller through a On the Job Training Program through high school. 

She enjoys spending time with her family especially her 8 grandchildren, going for walks, cruises around the lake in the summer and fall, camping, country music festivals and bowling.

"My favorite part of my job is helping customers find a solution to a problem that they are having and making their day a little better. A fun fact about me is that I’ve been working at Minnesota National Bank longer than several of my coworkers have been alive." 

Rosanne Eekhoff

Rosanne has been with Minnesota National Bank since August 2001. She graduated from Alexandria Technical and Community College with a A.A.S degree in Finance and Credit. 

On her time of she enjoys reading and camping.

"My favorite part of my job is working with numbers and the variety of work."

Holly Fogarty

Holly has been with Minnesota National Bank since November, 2023.  She graduated from UND with a degree in Aeronautical Studies, but never flew as a Commercial Pilot.  Holly grew up in Delano, then moved to Sauk Centre in 2007.  She met a lot of people as she worked at Sauk Centre Public School as a substitute teacher.  She currently serves on the Dollars for Scholars Board and previously served as the Youth Director at First Lutheran Church.  Her hobbies include reading, watching her children's sporting events, traveling, baking and "putzing" in her garden. 

Joe Fuechtmann

Joe has been with Minnesota National Bank since July 2021.  Joe is a Melrose High School graduate and pursued higher education at St. John's University where he graduated with his Bachelors Degree in Business Management.  Joe is an active member in the Sauk Centre Community, being a volunteer Fire Fighter since 2002 and on the City Council since 2019.

In Joe's free time he coaches Youth Baseball!

McKenzie Gamradt

McKenzie started working for the bank in June, 2018 as a student teller.  She graduated high school from Sauk Centre Secondary in 2019.  She attended the University of Minnesota Duluth, earning a degree in Finance in 2022.  Upon returning home, she accepted a full-time position as an administrative / sales assistant with Minnesota National Bank.  In her free time, McKenzie enjoys traveling, spending time at the lake with her friends and family, reading and hiking.  

Fun Fact: McKenzie was awarded "Best Sense of Humor" in high school. 

Matt Hoeschen

Matt has been with Minnesota National Bank since October 2012. He graduated from Minnesota State University Moorhead. On his time off he enjoys spending time with family and friends, and doing anything sports related

"My favorite part of my job is the interactions with teammates and customers."

Steven Jennings

Steven has been with Minnesota National Bank since October 2016. He has been in a bank CFO role for about 17 years, he also has experience in consumer lending, business-commercial lending, operations officer, chief information officer,  bank board member, bank holding company board member, and was the CFO at a title company. Steven's education includes Minnesota State University, University of Wisconsin Graduate School of Banking, numerous other banking schools, Certified Information Systems Auditor and Certified Information Security Manager.

On his time off he enjoys fishing, hunting, sporting clays, cooking, and dog training.

"My favorite part of my job is building relationships with clients, helping clients manage and solve their financial needs and supporting teammates who are doing the same thing.  Also the variety of work flow that I get to touch. A fun fact about me is that my dad was a private pilot and I spent a lot of time flying with him."

Rick Jennissen

Rick has been with Minnesota National Bank since September, 1995. He started his banking career at First Bank in Willmar, MN in March 1989 to 9-1-1995, where he worked as a loan officer & investment representative.He graduated from Sauk Centre Senior High School, May of 1984.  He also graduated from St. John’s University, May of 1988, with a B.S. degree in Management & a minor in Economics

On his time off he enjoys spending time with his spouse & daughters, singing in choirs/cantor, volunteering, taking walks with family & dog, and playing pickleball

"My favorite part of my job is helping people reach their goals and working as a team! A fun fact about me is that I used to be an Elvis Impersonator!"

Lynette Joens

Lynette has been with Minnesota National Bank since February 2017. She graduated from Minnesota State University Moorhead in 2007 with an Elementary Education Bachelors Degree. She also graduated from Alexandria Technical College in 2011 with an Associates Degree in Accounting & Administrative Office Management.

On her time off she enjoys spending time with family and reading.

"My favorite part of my job is my teammates because they are like a second family. They make coming to work fun and enjoyable. A fun fact about me is that I read over 100 books a year."

Mikki Kelly

Mikki has been with Minnesota National Bank since May of 2024.  She grew up in Garfield Minnesota and currently resides in Sauk Centre with her husband and two daughters.  A 2007 graduate from Alexandria Technical & Community College with an Applied Science Degree in Finance & Credit Management.  She has worked in the banking industry for over 15 years.

Mikki enjoys traveling, riding motorcycle, reading, and spending time out on the lake on her families pontoon.  

Fun Fact: Mikki LOVES going to concerts as well as dancing! 

Kelly Marthaler

Kelly has been with Minnesota National Bank since May 2019. She has a Hotel & Restaurant Management Degree. On her time off she enjoys camping, reading, gardening, and spending time with family & friends.

"I don’t have a specific part of my job that I like the most! I love the variety in my job duties, so I get to use my strengths in organization and details with the paperwork side of things but still get interaction with clients for the customer service side of me! A fun fact about me is that in high school I ended up singing the National Anthem on the fly a cappella because the background music wouldn’t work and in my cheerleading uniform!"

Joyce Moe

Joyce has been with Minnesota National Bank since August of 2023.  She attended Parkers Prairie High School and graduated from Minnesota State University Moorhead with a bachelor's degree in accounting.  She has spent the last  20+ years in the community banking industry.  Joyce believes that community banks play an important role in the communities where they are located, especially in rural communities.

She and her husband, Mike moved to Sauk Centre in 1990 and raised their 3 children.  In her time off, Joyce enjoys traveling, spending time with family and friends, gardening and watching sporting events.   

William "Billy" Moritz

Billy has been with Minnesota National Bank since December 2018. He has B.S. in Construction Management & Business Administration minor from North Dakota State University.

He enjoys watching sports, traveling, and spending time with friends and family

"I really enjoy customer interaction, from helping them meet their financial goals to hearing their stories they have to tell. A fun fact about me would be that I was a senior in high school (17 years old) when I first learned that you can dunk Oreos in milk."

Todd Mostyn

Todd has been with Minnesota National Bank since May 2018. On his time off he enjoys doing IT related tasks.

"My favorite part of my job is always learning something new. A fun fact about me is that I was born and raised in California."

Mike Traeger

Mike has been with the bank since July 1996 and has specialized in all areas of lending.  In his current role, Mike manages all aspects of lending for the bank.   He also specializes in all types of business and ag financing as well as playing a role in residential home lending. Mike is originally from Melrose and graduated from St Cloud State. He's a proud community supporter and has been in many different organizations over his time with the bank. He currently is active in the Sauk Centre Rotary Club and smaller roles in a number of other organizations.    

Mike is also a graduate of the ABA Stonier Graduate School of Bank at the University of Pennsylvania where he also received the Wharton Leadership award. Mike and his wife, Missy, have two children - Tommy and Matt.  As a family, they enjoy camping, golfing and the outdoors in general.    

Allan Ulbricht

Allan has been with Minnesota National Bank since May of 1999. He has served customers primarily in Stearns and Todd county for 36 years. He began his banking career in 1984 as an Ag Loan Officer with the Farm Credit System and transitioned in 1987 to the Melrose State Bank focusing on Ag and Commercial lending. After that bank was sold he started his community banking career with Minnesota National Bank.

Allan has multiple degrees including, Agricultural Economics (BS) and Animal Science (BS) from the University of Minnesota, St. Paul Campus. He graduated School of Banking from University of Madison, WI. He is also enrolled in the School of Hard Knocks.

Over the years he has been involved in a number of services, community and religious organizations. Currently he is active in the Lions Club, in the local FFA Alumni chapter and a Trustee at his church. He loves agriculture and enjoys watching football and baseball at all sports levels. He's a people person. He has three adult sons and is having a blast being a Grandpa.

"I feel like I’m on cloud 9 when a client achieves a breakthrough that makes them more financially successful or reaches a new goal. As a Financial Peace University Coordinator (Dave Ramsey) I have helped lead four classes where 65 people made personal decisions to change their financial behaviors  cutting up 68 credit cards, reducing their debt by $69,702 and increasing their savings by $58,394; all during the nine week class they participated in! I’m thrilled at what they did to better themselves."

Adam Wolbeck

Adam was born and raised in Sauk Centre, MN.  He graduated from Sauk Centre Area Schools in 2021 and from Alexandria Technical & Community College in 2023 with a degree in Business Management.  When he's not at the bank, he enjoys fishing and doing anything sports related.  Fun fact about Adam, he is a triplet! 

Maria Garza

Maria is originally from Texas.   Her parents were migrant workers, making their way to Kindred North Dakota in 1989.   She is a 2002 graduate from Woodrow Wilson High School in Fargo North Dakota.  She made the move to Pelican Rapids in 2001.  In her free time she likes to go for walks, listen to music and spend time with her family. 

Shelley Gummeringer

Shelley has been with Minnesota National Bank since June 2005. She graduated from University of North Dakota. On her time off she enjoys working on home and yard projects.

"My favorite part of my job is helping awesome customers’ dreams come true, buying their first house, building a home, or purchasing a lake home. A fun fact about me is that my second job choice would be a race car driver!"

Kelli Lehr

Kelli has been with Minnesota National Bank since September, 2019. On her time off she enjoys shopping, fishing, baking, and anything that involves spending time with her son and family.  

"My favorite part of job is my coworkers and customers. Meeting the wonderful people in our community. A fun fact about me is that when I was younger I collected clowns. So I have a whole box of random clowns."

Tammy Nord

Tammy has been with Minnesota National Bank since August 2015. She used to work at Bank of the West in the reconcilement department. She has a B.S. in Accounting.

on her time off she enjoys time outside, at the lakes, and spending time with friends.

"My favorite part of my job is meeting new people, and working with amazing people. A fun fact about me is that I have attended a Golden Girls drag show w/ my daughter in Minneapolis and recently went on a cruise w/ my daughter that was a Golden Girls theme from the show that was based on the TV series!!"

Araceli Ramirez

Araceli has been with Minnesota National Bank since November 2016 when she started as a student teller and is now a personal banker. She graduated from Pelican Rapids High School and went to Minnesota State Community and Technical College in Fergus Falls achieving my AS in Business.

On her time off she enjoys driving around or "cruising" as she likes to call it. 

"My favorite part of my job is seeing customers happy after coming to the bank to see us. A fun fact about me is that I know how to play the piano and drums!"

Lynette Smischny

Lynette has been with Minnesota National Bank since June 1995.  On her time off she enjoys gardening and canning.

"My favorite part of my job is the customers. A fun fact about me is that I have 17 cats."

Andrew Sorum

Andrew has been with Minnesota National Bank since January 2014. He graduated from Pelican Rapids High School in 2009. He pursued his education in Concordia College, Moorhead, MN graduated in 2013 with a Bachelor of Art in Accounting and Business.

On his time off he enjoys golfing, hunting, spending time on the lake, watching and Playing Sports, and spending time with family and friends

"My favorite part of my job is working in my home town and helping out our great customers. A fun fact about me is that I am a licensed scuba diver"

Shelley Barthel

Shelley has been with Minnesota National Bank, since it was Lake Country State Bank, starting in July of 1987. She did a summer internship at Security State Bank of Holdingford after she completed the Banking & Finance program at Brainerd Technical College. Afterwards she worked for First State Bank of St. Joseph, then Todd County State Bank and the former Lake Country State Bank. She graduated from Swanville Public Schools.

On her time off she likes to garden, read and watch her children and grandchildren’s sporting events.

"My favorite parts of my job are helping our customers and working with my teammates."

Paula Bieringer

Paula has been with Minnesota National Bank since November 1998. During the summer months she enjoys camping with her family and friends. During the winter months she likes to crochet.

"My favorite part of my job is helping our customers and visiting with them. A fun fact about me is that I have 9 grandchildren."

Diego Venegas Garcia

Diego has been with Minnesota National Bank since January 2016. He graduated from Long Prairie – Grey Eagle High School. 

On his time off he enjoys skateboarding and playing videogames.

"My favorite part of my job is helping people with their financial needs. A fun fact about is that I played the clarinet for 6 years."

Jammie Hedlund

Jammie has been with Minnesota National Bank since November 1996. She has a A.S. Technical Illustration from Bemidji State University.

On her time off she enjoys reading, card-making, and spending time with her grandsons.

"My favorite part of my job is the variety and my teammates. A fun fact about me is that  my A.S. is for drawing blueprints!"

JoAnn Kingston

JoAnn has been working at Minnesota National Bank since June 1987. On her time off she enjoys spending time with family and friends, and time at the lake.

"My favorite part of my job is working with my co-workers."

Ty Kleinschmidt

Ty has been with Minnesota National Bank since September 2018.  He started out as a student teller and grew into his full time role as a Personal Banker. 

Fun fact - Ty taught himself Spanish so he can better communicate with his customers! 

Robin Reinbold

Robin has been with Minnesota National Bank since December 1999. She graduated from Alexandria Technical and Community Collage with a degree in Accounting. On her time off she enjoys spending time with her grandkids, gardening, and crocheting. 

"My favorite part of my job is balancing the Bond Portfolio. A fun fact about me is that I will be grandma for the seventh time in July. Grandkids range in age from 20 months to 16 years."

Kelly Samuelson

Kelly started with MN National Bank as a high school student teller in the summer of 2010 and returned full time after college in June 2014. She has been in banking for 10+ years and has transitioned from Student Teller  to Customer Service Representative to Personal Banker to her current position. She has a Finance & Credit degree and Business Management degree from Alexandria Technical & Community College.

On her time of she enjoys shopping, fishing, gardening, kayaking, taking ranger rides to look for wildlife, and walking her dog Stella.

"My favorite part of my job is building customer relationships and seeing the smile on their faces on closing day when they finally own their new home or new car. A fun fact about me is that I enjoy fly fishing and I drink tomato juice like it’s going out of style."  

Trevor Zastrow

Trevor has been with Minnesota National Bank since December of 2016. His banking experience includes 17 years at Lake Country State Bank, and 11 years at Central MN Credit Union. He has graduated from Long Prairie High School, Fergus Falls Community College and Graduate School of Banking at Colorado.

On his time off he enjoys hunting, fishing, and playing Central Minnesota League 35+ Baseball.

"My favorite part of my job is creating long term relationships and seeing customers reach their goals. A fun fact about me is that I have been  a death investigator for Todd County for over 10 years."